º£½ÇÆÆ½â°æ

VerifyNow

Identify and authenticate consumer account owners and verify account status in real-time using API calls offered by VerifyNowâ„¢Ìýfrom º£½ÇÆÆ½â°æ.

Credit decisions and verification
Rely on data from partnerships and º£½ÇÆÆ½â°æâ€™s footprint in bank, merchant and card processing to improve accuracy and help reduce fraud. Use third-party data sources to meet KYC requirements and proactively authenticate account status.

Payment account verification
Quickly authenticate users and verify an ACH account is owned by the person initiating the transfer with trial deposits to confirm an external account. Plus, bundle VerifyNow with AllData® Aggregation to compare user data with data collected from the financial institution.

Real-time access
Enable instant verification behind the scenes with Early Warning Services® included. This increases verification success and happens behind the scenes without adding steps for the user.

Privacy built in
Maintain control over data handling and protect sensitive information. Customer data is never shared or sold to third parties. When a user ID is deleted, all data associated with that ID is also deleted; only data that must be stored for regulatory compliance is retained.

Discover more ways to use VerifyNow
Ìý

Disbursements
Loans, commercial, government, payouts
Ìý

Small Business
Banking services, transfer
Ìý

Faster Payments
Wires, TCH RTP, FedNow
Ìý

Business Services
Accounts payable, receivables
Ìý

Small Investments
Funding, auto-savings, disbursement
Ìý

Merchant Services
Pay-by-bank online, mobile wallet
Ìý

server room

With VerifyNow, you have access to consumer-permissioned data backed by decades of industry experience.

More than

12,000

transactions per second

Over

$30B

assets processed daily

More than

40 Yrs

finance industry leadership

Identity verification and account validation right at your fingertips.

Getting started is easy
Ìý

VerifyNow is available as a standalone solution or bundled with AllData Aggregation and is easily integrated with new or existing online funding or money transfer solutions by way of APIs. The host system triggers the VerifyNow service whenever account verification is needed, enabling an unparalleled blended data environment for any use.

  • Name variations, abbreviations and other matches are used to make the most accurate assessment possible.

  • Provides reliable verification using multiple methods including instant and trial deposit verification.

  • A real-time solution to help prevent fraud during account funding and account-to-account transfers.

  • Access VerifyNow through API within any application requiring near real-time account and identity verification.

Over the shoulder view of young woman using laptop, logging in online banking account with digital security device at cafe. Internet security and digital privacy protection concept.
decorative white lines

Ready to get started?

Contact us to find out more