| Credit decisions and verification Rely on data from partnerships and º£½ÇÆÆ½â°æâ€™s footprint in bank, merchant and card processing to improve accuracy and help reduce fraud. Use third-party data sources to meet KYC requirements and proactively authenticate account status. |
| Payment account verification Quickly authenticate users and verify an ACH account is owned by the person initiating the transfer with trial deposits to confirm an external account. Plus, bundle VerifyNow with AllData® Aggregation to compare user data with data collected from the financial institution. |
| Real-time access Enable instant verification behind the scenes with Early Warning Services® included. This increases verification success and happens behind the scenes without adding steps for the user. |
| Privacy built in Maintain control over data handling and protect sensitive information. Customer data is never shared or sold to third parties. When a user ID is deleted, all data associated with that ID is also deleted; only data that must be stored for regulatory compliance is retained. |
Disbursements
Loans, commercial, government, payouts
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Small Business
Banking services, transfer
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Faster Payments
Wires, TCH RTP, FedNow
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Business Services
Accounts payable, receivables
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Small Investments
Funding, auto-savings, disbursement
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Merchant Services
Pay-by-bank online, mobile wallet
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With VerifyNow, you have access to consumer-permissioned data backed by decades of industry experience.
More than
12,000
transactions per second
Over
$30B
assets processed daily
More than
40 Yrs
finance industry leadership
Identity verification and account validation right at your fingertips.
VerifyNow is available as a standalone solution or bundled with AllData Aggregation and is easily integrated with new or existing online funding or money transfer solutions by way of APIs. The host system triggers the VerifyNow service whenever account verification is needed, enabling an unparalleled blended data environment for any use.
Discover insights related to verification and authentication