Explore how encryption and tokenization work together to protect financial data during transactions.
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Tokenized Payments
Reduce fraud, gain share of wallet and meet consumer demand for simpler, more secure digital payments with a complete solution for tokenized payments from 海角破解版.
| Service set-up support Easily access guidance, direction and documentation for token service providers plus听required issuer enrollment data and assets, enabling issuers to participate in tokenization without making system changes. |
| Enrollment, boarding and go live Get end-to-end support for enrollment activities, including configuration parameters and requests to tokenize BINs; assistance with white-list testing, scheduling and submission of go-live requests and monitoring during the go-live process. |
| Authentication and digital OTP Authenticate token activation through call center support and a self-service digital one-time听passcode process to reduce the risk of fraud in digital channels and enhance transaction听security. |
| Provisioning notification Create wallet-specific cardholder provisioning notification letters and emails per digital wallet听provider and card association requirements, improving cardholder satisfaction with a simple,听secure solution that keeps cards in their hands. |
| Authorization and transaction processing Leverage enhanced authorization and processing for tokenized transactions, allowing听account and core processors to continue to use existing card and transaction processing听logic. |
| Token life cycle management Gain access to issuer guidance on token lifecycle management activities such as token听suspension, reactivation and deletion, supporting effective management of tokens across听key lifecycle events. |
How tokenization works
Tokenization is the process of replacing the traditional payment card Primary Account Number (PAN) with a unique numeric digital token in transactions.
